Whether you’re running a single vehicle or a large fleet, haulage insurance can raise many questions.

Richard Barry, Senior Account Executive, shares three questions commonly asked by hauliers.

The team at Hazelton Mountford is here to provide the answers you need to navigate insurance with confidence. Our wealth of experience and knowledge in your sector means you can call upon an industry expert whenever you need it.

Do you offer discounts for having cameras/dashcams fitted?

Although not providing a direct premium saving, the positive effect on reducing, or even removing, claims costs against the business by third parties can produce longer-term financial benefits on insurance costs with the improved claims experience this achieves. Some insurers may require cameras to be fitted to meet their policy conditions.

Can my fleet policy include all my lorries, cars, vans and maybe other agricultural vehicles on one policy?

A fleet policy can be tailored to include a combination of any of the above. However, depending on the insurer we would sometimes take a view that certain vehicles be kept on separate policies for various reasons including cost.  

Are trailers automatically included in a Haulage Fleet insurance?

This comes down to the individual insurer as we have insurers that are happy to automatically include trailers equalling the number of towing vehicles on the schedule, and others who will want a list of trailers specified with make, model, type and value to be disclosed for each.