Property Investors
At Hazelton Mountford, we have expertise putting together bespoke real estate
Insurance programmes for all types of property investors ranging from a landlord with a single property to large multi-national property portfolios.
Bespoke Real Estate Insurance
We will work with you to build a bespoke real estate insurance package to cover you and your needs. Making the right decision for your business is crucial and with a specialist insurer on your side, you can rest assured you are in safe hands.
We work to provide insurance cover for all types of real estate, including:
- Residential properties
- Commercial properties
- Block Management.
What does Real Estate Insurance cover?
We understand that all businesses are difference, so our bespoke cover is designed with you and your specific needs in mind. Whether you’re a landlord of residential properties, own commercial property or manage a large portfolio, we’ll work with you to keep you protected from various risks. Real estate insurance policies may include:
- Property owners insurance
- Public liability insurance
- Loss of Rental Income Insurance.
Real Estate and Property Insurances
Please see our insurance offerings for Real Estate and Property Industry.
Legal Indemnities
Legal Indemnities Insurance safeguards against financial risks related to legal issues in property transactions, providing protection for unforeseen legal defects or challenges. Examples of the covers available are Defective Title, Planning Consent and Right to Light
Management Liability
This essential cover for UK businesses shields executives and directors from legal and financial risks. It covers legal expenses and damages, ensuring leadership protection and organizational resilience. The policies are oftyen extended to include Employment Practices Liability too – legal costs related to employee claims of discrimination, harassment, or wrongful termination.
Commercial Real Estate Portfolio Landlords
We will work with you to build a bespoke real estate insurance package to cover you and your needs. Making the right decision for your business is crucial and with a specialist insurer on your side, you can rest assured you are in safe hands.
Residential Portfolio Landlords
Property Owners with a large portfolio will have access to our specialst Let Property Team are able to provide you with:-Insurance Expertise and advice Cover for your Buildings, Contents & Loss of Rental Income Exclusive policy wordings from top UK insurers Competitive Premiums.
Vacant Property Insurance
If you have a vacant property you may find that your current insurance policy is invalid or you are paying high premiums with limited cover. We have access to insurers who specialise in vacant property and can provide competitive premiums and wide cover.
Block Management
Leasehold Residential Blocks have specialist requirements for insurance of the whole block including common parts, Directors Liability and Engineering Lift Inspection. We are experts in this area (click on video for more information)
Contractors All-Risks
Contractors All Risks (CAR) Insurance covers construction projects against loss or damage to the works, including materials and plant on the site. It provides comprehensive protection throughout the construction phase.
Rent Guarantee
However hard we try to vet our tenants or longstanding the tenant, their circumstances can change. Tenants can lose their jobs and relationships can break down. This can unfortunately result in them defaulting on their rent. It used to be fairly easy to evict a tenant in 2 – 3 months. Now it is a minimum of 6 months with a big delay on court cases. There is little or no state assistance for the landlord. This is where Rent Guarantee & Legal Expenses Insurance can assist.
Landlord Insurance
Hazelton Mountford have a dedicated specialist team who are able look after the insurance needs of Private Landlords. Our Let Property Team are able to provide you with: Insurance Expertise and advice, Cover for your Buildings, Contents & Loss of Rental Income.
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Testimonials
What other insurance do Real Estate Professionals need?
As well as insurance to protect you and your business from damage and liabilities related to your properties, real estate businesses also need insurance to cover standard business operations. This is insurance to cover any legal costs or liabilities that many businesses have, which may include:
- Employer’s Liability
This is insurance cover employers are legally required to have which protects you from claims following staff injury or illness. - Professional Indemnity
Available to some trades to protect you and your business in the case of professional errors or judgement or miscalculations. - Directors & Officers Liability
D&O insurance covers your directors and managers against claims of professional negligence, breaches of trust and more. - Legal Indemnities
Real Estate Insurance Claims Management Specialists
Together we have the experience to help you make the right decisions about the specific insurance needs of your organisation and ensure the right levels of protection for your business. If the worst does happen, or you need to make a claim, our client-focused, friendly in-house claims team are there to help and assist.
As an HM Property Client, when it comes to claims, you’ll have access to:
- A dedicated team of specialists in property and real estate insurance
- A Chartered Broker on your side
- A quick and easy process as we do the background work, so you don’t have to.
Why use a Real Estate Insurance Broker?
Having a specialist on your side means you will have the insurance cover you need without any of the cover you don’t. We also have specialist teams on hand to help manage your claims as quickly and as easily as possible. HM Property Clients benefit from:
- Competitive premiums from leading UK insurers
- Latest and up-to-date advice from experts in your sector
- Exclusive policy wordings from top UK insurers
- Access to our online PIM System enabling you to administer to property insurance portfolio online and produce individual tenant/property schedules
- In-house claims team acting on your behalf
- Fully FCA/RICS compliant documentation for Managing Agents.
Our experts
At Hazelton Mountford, our seasoned insurance experts are your trusted partners in safeguarding what matters most. With a wealth of experience and unwavering dedication, our team navigates the complexities of insurance, providing tailored solutions that prioritise your peace of mind. Your protection is our priority.