At Hazelton Mountford, we understand the challenges hauliers face when arranging insurance. That’s why our Senior Account Executive, Richard Barry, is answering three of the most common questions hauliers ask about fleet and haulage insurance.

With years of experience supporting transport and logistics businesses, our team is here to help you navigate the complexities of commercial motor insurance and make confident, informed decisions.

Do you offer discounts for having cameras/dashcams fitted?

Although not providing a direct premium saving, the positive effect on reducing, or even removing, claims costs against the business by third parties can produce longer-term financial benefits on insurance costs with the improved claims experience this achieves. Some insurers may require cameras to be fitted to meet their policy conditions. So, while there’s no direct discount upfront, investing in dashcams can deliver financial and operational advantages that help protect your business and reputation.

Can my fleet policy include all my lorries, cars, vans and maybe other agricultural vehicles on one policy?

A fleet policy can be tailored to include a combination of any of the above. However, depending on the insurer, we would sometimes take a view that certain vehicles be kept on separate policies for various reasons, including cost. Our team will assess your fleet structure and insurance needs to recommend the most efficient and affordable setup for your business.

Are trailers automatically included in a Haulage Fleet insurance?

This comes down to the individual insurer, as we have insurers that are happy to automatically include trailers equalling the number of towing vehicles on the schedule, and others who will want a list of trailers specified with make, model, type, and value to be disclosed for each. We’ll help you identify which insurers offer automatic trailer cover and ensure that any additional equipment or assets are fully protected under your haulage fleet insurance policy.