HM work closely with Letting Agents throughout the UK providing insurance and tenant referencing solutions.
We are a leading, privately owned independent provider of business insurance, private client’s insurance, and tenant referencing services. Our dedicated Let Property Team are able to provide you with the insurance expertise and advice relevant to your specialist business.
Our specialist lettings insurance team will work with you to identify the insurance requirements for your business. We can provide insurance policies including:
Having worked closely in providing insurance and services for lettings agents throughout the UK, we’re also able to offer a range of services and partnership options – giving you the potential to earn additional income.
"Their holistic approach is a revelation. It's not about selling disparate insurance policies, it is about seeing how each part of the business insurance and operation can have integrated protection so that there are considerable savings for the business as a whole."
"They really get to know your business so that the insurance is specific to your needs"
As well as insurance to protect your own letting agents business should the worst happen, we also offer insurance partnership options to allow you to offer insurance policies to your landlords and tenants – ensuring they are protected and giving you the opportunity to earn additional income.
We can work with you to set your commission rates and design insurance packages suitable to your typical clients, including:
However hard we try to vet our tenants or longstanding the tenant, their circumstances can change. Tenants can lose their jobs and relationships can break down. This can unfortunately result in them defaulting on their rent. It used to be fairly easy to evict a tenant in 2 – 3 months. Now it is a minimum of 6 months with a big delay on court cases. There is little or no state assistance for the landlord. This is where Rent Guarantee & Legal Expenses Insurance can assist.
This covers you for:
Alongside lettings agent insurance, we also offer a tenant referencing service enabling tenants to be thoroughly screened. You’ll have a dedicated account representative and full access to our system to quickly and easily access the status of any referencing check.
We understand that lettings agents often already have their own screening processes in place, so we offer a range of options including a full reference service, referencing software and pre-screening.
As a lettings agent, you will have access to our specialist, friendly in-house property team, who will always be on hand to look after you and provide you with ongoing advice and support. As one of only around 5% of UK insurance brokers who are a Chartered Broker, you are able to benefit from our competitive premiums, expert advice and claims management for your letting agent insurance. HM Property Clients benefit from: