Services for Lettings Agents

HM work closely with Letting Agents throughout the UK providing insurance and tenant referencing solutions.

Rent Guarantee & Legal Expenses Insurance

However hard we try to vet our tenants or however longstanding the tenant has been, their circumstances can change. Tenants can lose their jobs and relationships can break down. This can unfortunately result in them defaulting on their rent. It used to be fairly easy to evict a tenant in 2 – 3 months. Now it is a minimum of 6 months with a big delay on court cases. There is little or no state assistance for the landlord. This is where Rent Guarantee & Legal Expenses Insurance┬ácan assist.

This covers you for:

  • Rent payments in the event of a tenant default up to 12 months or vacant possession, whichever is the sooner
  • A mediation service to attempt to resolve the issue with the tenant
  • The legal costs of eviction, including court costs and issuing notices
  • Legal costs to cover other disputes with tenants


"Their holistic approach is a revelation. It's not about selling disparate insurance policies, it is about seeing how each part of the business insurance and operation can have integrated protection so that there are considerable savings for the business as a whole."

Lisa Isles

Morgan Associates

"They really get to know your business so that the insurance is specific to your needs"

Stuart Reeves

EHB Reeves

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